Credit cycle
Credit stress monitor
Uses credit growth, non-performing loan proxies, yield-curve inversion, and rule-based credit-cycle stress scoring.
Credit growth
3.2%
Private credit proxy.
NPL ratio
1.1%
Asset-quality proxy.
Yield curve
-0.9%
Negative values flag inversion.
Credit stress
32.4/100
Rule-based score.
Credit growth
Source: Demo data module - Demo data, not live.
Non-performing loans
Source: Demo data module - Demo data, not live.
Countries ranked by credit stress
| Country | Latest | Risk score | Regime |
|---|---|---|---|
| India South Asia | 12.0% | 44Watch | Disinflationary growth |
| Mexico Latin America | 5.5% | 40.8Watch | Expansion |
| Brazil Latin America | 8.0% | 40.2Watch | Disinflationary growth |
| Euro Area Europe | 0.0% | 37.7Watch | Expansion |
| United Kingdom Europe | 1.4% | 36Watch | Disinflationary growth |
| Germany Europe | 0.0% | 35.4Watch | Expansion |
| Canada North America | 1.9% | 34.4Low | Expansion |
| United States North America | 3.2% | 32.4Low | Disinflationary growth |
| China East Asia | 7.5% | 32.1Low | Disinflationary growth |
| Japan East Asia | 1.8% | 28Low | Fiscal stress |
Research disclaimer: Forecasts, classifications, and risk scores are for research, education, and decision-support only. They are not investment, legal, tax, or financial advice.